- Present Value Calculator
Present value calculator
Calculate the current worth of a future value using Canva’s present value calculator.
Simplify complex calculations
Quickly calculate the current value of cash flows—all without memorizing formulas or calculating manually. Simply input the required values in our present value calculator and get instant results. Alternatively, use Magic Formulas(opens in a new tab or window), Canva Sheets’ AI-powered formula generator, to calculate present value with a simple prompt.
Make smarter financial decisions
Use the present value of money calculator on Canva to get accurate calculations that will help you make sound financial decisions—whether you’re evaluating investments, planning for retirement, or analyzing loan repayments (or present value of annuity). The PV calculator is also a good tool for teaching time value of money concepts to students.
Effortlessly manage and present information
Once you’ve got the answers you need from the present value of future cash flows calculator, you can manage and present your information to partners, clients, or students by:
- Saving the calculation to a Canva Sheet(opens in a new tab or window);
- Adding videos, image, graphics, numbers links, mentions, dates, or drop-downs to your spreadsheet;
- Discovering patterns, trends, and key takeaways with Magic Insights(opens in a new tab or window);
- Turning complex information into interactive charts with Magic Charts(opens in a new tab or window);
- Adding your sheet to any Canva Presentation(opens in a new tab or window), Canva Doc(opens in a new tab or window), or Canva design;
- Importing/exporting your data in CSV, XLSX, or PDF format for emails, reports, etc.
How to use the present value calculator
Frequently asked questions
- A present value calculator is a tool that automatically calculates the current value of a future sum of money or stream of cash flows.
- You can calculate the present value of a future cash flow by using the formula PV=FV/(1+i)t wherein PV is the present value, FV is the future value, i is the interest (discount rate), and t is the duration (number of time periods or years). Alternatively, you can also calculate the present value of future cash flows with the calculator tool on Canva.
- Compared to the present value, which is the current value of a future sum of money, the net present value is the difference between the present value of cash inflows and outflows that may include the initial investment. A net present value calculator would use the formula NPV = cash flow/(1+i)t - initial investment.
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